Blog Archives

COVID Forbearance and Debt Relief: 1.6 million missed mortgage payments

COVID: 1.6 million missed mortgage payments (including COVID Forbearance), Delinquency Rates have doubled. Based on recent data by Black Knight, Mortgage delinquencies surged by 1.6 million in April. This represents the largest single increase in Black Knight’s history. This number

Posted in Uncategorized

COVID-19 (Corona Virus) and Debt Relief Solutions for Floridians

Are you worried about not making ends meet during the COVID-19 pandemic? 3.25.2020 – In light of recent questions, Owen & Dunivan, PLLC is conducting business as usual for the most part. We are not having in person meetings at

Posted in Uncategorized

Zoning Disputes: Explaining Easement Rights

Easements Fence on Property Line Owen and Dunivan Law

Have you ever wondered why utility workers can access your property without your permission? Or have you ever seen two houses with a shared driveway and wondered how that works? Or wondered who owns the path that leads to public

Posted in Real Estate, Real Estate Attorney Tagged with: , , ,

How Homeowners Can Handle HOA Disputes

Aerial view of of a residential HOA neighborhood Owen and Dunivan

Do you live in a community governed by a homeowners’ association (HOA)? If so, you’ve more than likely run into a unique set of issues with your living situation – from rules and regulations that affect the usage and maintenance of the property or difficult neighbors

Posted in Real Estate, Real Estate Attorney Tagged with: , , , ,

Does the Fair Debt Collections Practices Act Apply in Florida?

Couple discussing bills debt collection FCCPA Consumer Collections Law

Have you been harassed by aggressive and inappropriate debt collectors? What you may not know is that you are protected from this type of behavior. While the Fair Debt Collections Practices Act (FDCPA) is an important law that protects consumers nationwide, the Florida Consumer

Posted in Consumer Protection, florida consumer collection practices act Tagged with: , , ,

Served in a lawsuit by PG Acquisitions Group Inc.?

Worried Man over PG Acquisition Group Inc Lawsuit

What does being served in a lawsuit by PG Acquisitions Group Inc. mean? If you have been served in a lawsuit recently by PG Acquisitions Group, Inc., or have currently pending litigation with PG Acquisitions Group, you are not alone. PG Acquisitions Group is approaching $100

Posted in Consumer Protection, Uncategorized Tagged with: , , ,

Tenant’s Rights: When to Hire a Lawyer to Resolve Landlord Issues

Holding Key to Rental Tenants Rights Attorney

A tenant-landlord relationship should be simple. The landlord provides a home for the tenant to live and the tenant pays a monthly rent.  However, certain circumstances may require legal intervention, typically due to a tenant’s safety or if legal rights have been

Posted in Tenant Rights in Foreclosure, Uncategorized Tagged with: , ,

Guide to Foreclosure Proceedings in Florida

Guide to Foreclosure Proceedings in Florida Owen and Dunivan

Foreclosure in Florida can be an overwhelming and complicated experience. Understanding how the process works will alleviate stress and help you move forward once the foreclosure proceedings are complete. Here we take a moment to go over how the foreclosure

Posted in Default Judgment, Foreclosure Defense, foreclosure trial Tagged with: , , , ,

Can the Bank Collect on Payments Missed?

Can the Bank Collect on Payments Missed

It depends… The good news for those facing foreclosure proceedings is that a Florida appellate court has found that lenders are prohibited, in some instances, from collecting payments missed more than five years prior to the filing of the foreclosure action. By

Posted in Uncategorized Tagged with: ,

Equifax and Capital One Data Breaches Impact on Homeowners

Equifax and Capital One Data Breaches Impact Owen and Dunivan Law

Today, hackers can gain access to millions of people’s personal information such as name, address, date of birth, and even your social security number. In yet another breach, it has been reported that nearly 140,000 social security numbers were accessed,

Posted in Consumer Protection Tagged with: , , , , ,

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DEFENDING YOUR RIGHTS, STATEWIDE!

DEFENDING YOUR RIGHTS, STATEWIDE!

First Judicial Circuit of Florida

Counties: Escambia, Okaloosa, Santa Rose, and Walton

Second Judicial Circuit of Florida

Counties: Franklin, Gadsden, Jefferson, Leon, Liberty, and Wakulla

Third Judicial Circuit of Florida

Counties: Columbia, Dixie, Hamilton, Lafayette, Madison, Suwannee, and Taylor

Fourth Judicial Circuit of Florida

Counties: Clay, Duval, and Nassau

Fifth Judicial Circuit of Florida

Counties: Citrus, Hernando, Lake, Marion, and Sumter

Sixth Judicial Circuit of Florida

Counties: Pasco and Pinellas

Seventh Judicial Circuit of Florida

Counties: Flagler, Putnam, St. Johns, and Volusia

Eighth Judicial Circuit of Florida

Counties: Alachua, Baker, Bradford, Gilchrist, Levy, and Union

Ninth Judicial Circuit of Florida

Counties: Orange and Osceola

Tenth Judicial Circuit of Florida

Counties: Hardee, Highlands, and Polk

Eleventh Judicial Circuit of Florida

County: Dade

Twelfth Judicial Circuit of Florida

Counties: Desoto, Manatee, and Sarasota

Thirteenth Judicial Circuit of Florida

County: Hillsborough

Fourteenth Judicial Circuit of Florida

Counties: Bay, Calhoun, Gulf, Holmes, Jackson, and Washington

Fifteenth Judicial Circuit of Florida

County: Palm Beach

Sixteenth Judicial Circuit of Florida

County: Monroe

Seventeenth Judicial Circuit of Florida

County: Broward

Eighteenth Judicial Circuit of Florida

Counties: Brevard and Seminole

Nineteenth Judicial Circuit of Florida

Counties: Martin, St. Lucie, Indian River, and Okeechobee

Twentieth Judicial Circuit of Florida

Counties: Charlotte, Collier, Glades, Hendry, and Lee

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Attorney Bryant Dunivan's offices are centrally located in Tampa, FL and Valrico, FL. From these locations, Mr. Dunivan represents clients facing Foreclosure, Chapter 7 and 13 Bankruptcy, Consumer Protection, and Real Estate Law. This includes the entire state of Florida - including Hillsborough, Pasco, Pinellas, Osceola, Seminole, Orange, Lee, and Collier counties. Mr. Dunivan represents clients throughout the state of Florida.


Owen & Dunivan, PLLC

Tampa, FL Office
615 W. De Leon St.
Tampa, FL 33606


Valrico, FL Office
1815 East State Road 60 Suite 202
Valrico, FL 33594


Offices:Valrico, Tampa

A consultation with me or my firm may result in seeking relief under Title 11 of the US Code (Bankruptcy). We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

8.5Bryant Houston Dunivan Jr.