Attorney Bryant Dunivan Quoted in Tampa Bay Times Article on Debt Collection

I wanted to pass this on to readers of the blog here. I was fortunate enough to be asked my opinion on some egregious debt collection activities being taken by an original creditor: “Consumer advocates said they were uncertain if

Posted in A Good Day, Debt Collection, fair debt collection practices act, florida consumer collection practices act

Dyck O’Neal Lawsuit Dismissed Without Prejudice – Can’t Refile

Dyck O’neal Lawsuit – they failed to read notices included in Motions and Notices, their case got dismissed! Another good day! If you have read my blog recently, you’ll know that there is no greater day for me as attorney than to

Posted in A Good Day, Deficiency Judgment, Due Process, Dyck O'neal Inc

Loan Modification Foreclosures Rising

The recent rise in Loan Modification Foreclosure (i.e., foreclosures based upon a default after the loan has been modified) is creating a swell in foreclosure cases throughout Florida As loan modification foreclosure rates increase, a number of home owners throughout Florida will be

Posted in Foreclosure Defense, HAMP Loan Modification

No Statute of Limitations in Foreclosure Cases

3rd DCA Rules in Deutsche Bank National Trust Company v. Beauvais that there is no acceleration of Note until final judgment is entered and therefore no statute of limitations in foreclosure accrues Let me preface this post with my bias

Posted in Foreclosure Statute of Limitations, Second Foreclosure Lawsuit

Do I Need an Attorney to Buy or Sell Real Estate in Florida?

Real Estate Attorney’s are required when purchasing or selling real estate in other states, but not here! To most real estate purchasers this is the most confusing aspect of a Florida real estate transaction. Some states explicitly require that a

Posted in Real Estate Attorney

Foreclosure Statute of Limitations

Foreclosure Statute of Limitations in Florida – a question asked everyday, with a difficult answer More and more, I am asked my legal opinion about the foreclosure statute of limitations in Florida. I’ve spoken on it, speaking on behalf of borrowers in

Posted in Foreclosure Defense, Foreclosure Statute of Limitations

REO Title Cloud – Bought Home From Bank and Now I Can’t Sell

A Title Cloud can be a problem for any homeowner or investor that purchased a home from the Bank after it foreclosed! A recent story in the news has me pretty upset – and feeling bad for a family that

Posted in Real Estate, Title Cloud

Navient Phone Call & Debt Collection Harassment

Navient, formerly known as Sallie Mae, may be harassing borrowers through phone calls, text messages, and written correspondence Delinquent or unpaid student loan debt is at an all time high. Despite this, there is little to nothing that a borrower can

Posted in fair debt collection practices act, florida consumer collection practices act

Tenant Rights in Florida Foreclosure Cases Being Protected with New Legislation

Tenant Rights in Florida Foreclosure cases are now, to some degree, being protected by the state In a new statute, signed by the Governor just this month, titled Termination of Rental Agreement upon Foreclosure (Fla. Stat. 83.561) certain tenants are

Posted in Foreclosure Defense, Tenant Rights in Foreclosure

Chapter 7 Lien Stripping in Bankruptcy – US Supreme Court Weighs In

Chapter 7 Lien Stripping violates the bankruptcy code according to the Supreme Court decision in Bank of America v. Caulkett. In a recent ruling, the United States Supreme Court ruled that debtors in a chapter 7 bankruptcy can no longer strip wholly

Posted in Bankruptcy

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Attorney Bryant Dunivan's offices are centrally located in Tampa, FL and Valrico, FL. From these locations, Mr. Dunivan represents clients facing Foreclosure, Chapter 7 and 13 Bankruptcy, Consumer Protection, and Real Estate Law. Mr. Dunivan represents clients throughout the state of Florida.


Owen & Dunivan, PLLC

Tampa, FL Office
615 W. De Leon St.
Tampa, FL 33606


Valrico, FL Office
1815 East State Road 60 Suite 202
Valrico, FL 33594


Offices:Valrico, Tampa

A consultation with me or my firm may result in seeking relief under Title 11 of the US Code (Bankruptcy). We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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